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Achieve
Приєднався 11 січ 2018
Achieve is a leading digital personal finance company built to help everyday people like you get on, and stay on, the path to a brighter financial future. We offer personal loans, home equity lines of credit, debt solutions, and smart money tools and education to help single parents, entrepreneurs, newlyweds, underemployed people and so many more thrive financially. Make today the day you consolidate high-interest debts, free up extra cash and move forward in a life-changing way.
Achieve is a family of companies, including Achieve.com, (NMLS #138464) and Achieve Loans (NMLS #138464; Equal Housing Lenders, Achieve Personal Loans (NMLS ID #227977); Achieve Resolution (NMLS ID 1248929).
Achieve is a family of companies, including Achieve.com, (NMLS #138464) and Achieve Loans (NMLS #138464; Equal Housing Lenders, Achieve Personal Loans (NMLS ID #227977); Achieve Resolution (NMLS ID 1248929).
Medical Debt Removed from Credit Reports? Plus, Buy Now, Pay Later Classified as a Credit Card
Millions of everyday people are burdened with medical debt on their credit reports, but not for long.
Watch as Erica Bigley, VP of Communications, and Brad Stroh, Co-Founder and Co-CEO of Achieve discuss the impacts of a new proposal to remove medical debt from credit reports while “Buy Now, Pay Later" companies forge partnerships with the credit bureaus for enhanced transparency. What does it mean for FICO scores? What is phantom debt?
The Achieve Center for Consumer Insights is a think tank that leverages Achieve’s team of digital personal finance experts to provide a view into the state of consumer finances. In addition to sharing insights gleaned from Achieve’s proprietary data and analytics, the Achieve Center for Consumer Insights publishes in-depth research, bespoke data, and thoughtful commentary in support of Achieve’s mission of helping everyday people get on the path to a better financial future.
Get the latest consumer insights and data at www.achieve.com/about/press
Follow us on Social:
Facebook: / achievecom
Instagram: / achievecom
X: / achievecom
Tik Tok: / achievecom_
LinkedIn: / achievecareers
#welcometoachieve
Watch as Erica Bigley, VP of Communications, and Brad Stroh, Co-Founder and Co-CEO of Achieve discuss the impacts of a new proposal to remove medical debt from credit reports while “Buy Now, Pay Later" companies forge partnerships with the credit bureaus for enhanced transparency. What does it mean for FICO scores? What is phantom debt?
The Achieve Center for Consumer Insights is a think tank that leverages Achieve’s team of digital personal finance experts to provide a view into the state of consumer finances. In addition to sharing insights gleaned from Achieve’s proprietary data and analytics, the Achieve Center for Consumer Insights publishes in-depth research, bespoke data, and thoughtful commentary in support of Achieve’s mission of helping everyday people get on the path to a better financial future.
Get the latest consumer insights and data at www.achieve.com/about/press
Follow us on Social:
Facebook: / achievecom
Instagram: / achievecom
X: / achievecom
Tik Tok: / achievecom_
LinkedIn: / achievecareers
#welcometoachieve
Переглядів: 5
Відео
New Fed & Survey Data: Achieve's Insights on Conquering Debt & Inflation
Переглядів 721 день тому
Erica Bigley, Vice President of Communications, and Andrew Housser, Co-Founder and Co-CEO of Achieve, discuss the current financial landscape and its impact on consumers. The Fed's latest report revealed that household debt has increased by $184B, reaching a staggering $17.69T. Credit card and auto loan delinquencies are rising across all age groups. Watch Erica and Andrew explore what exactly ...
Analysis of American Household Debt: Key Insights from Achieve’s Financial Survey
Переглядів 528 днів тому
Achieve presents an in-depth analysis of the financial challenges facing American households, based on the Achieve Center for Consumer Insights’ latest comprehensive survey findings. Austin Kilgore, an Achieve Center for Consumer Insights Analyst, offers a detailed examination of the Federal Reserve Bank of New York's quarterly survey on household debt and credit levels, complemented by Achieve...
Prioritizing Mental Health in the Workplace | Mental Health Awareness Month
Переглядів 16Місяць тому
May is Mental Health Awareness Month, and the conversation around mental health has become increasingly important and normalized in our society. In this insightful conversation, Linda Luman, EVP of Human Resources, sits down with Erica Bigley, VP of Communications, for a chat about the evolving landscape of mental health programs and benefits offered by companies today. They emphasize the cruci...
Get Out Of Debt with Achieve GOOD™
Переглядів 15Місяць тому
In these economically challenging times, many Americans are finding themselves facing increasing financial pressures. To help alleviate this burden, Achieve is proud to announce the launch of our latest innovation: the Achieve GOOD (Get Out Of Debt) app. This new, user-friendly tool is available free of charge and is designed specifically to help consumers navigate their way out of debt. Join A...
Lydia's Credit Card Debt Journey I From Rock Bottom To Financial Freedom
Переглядів 252 місяці тому
This was Lydia's credit card debt rock bottom 👇 Lydia was pregnant with her first son when realized she would only be making a few hundred dollars a month once health insurance and childcare were paid for. Struggling with credit card debt and dealing with a never-ending series of monthly payments, she felt hopeless and alone. Lydia took control of her finances and focused on paying down her deb...
Buy Now, Pay later: Over-extending consumers or helping to make ends meet?
Переглядів 3812 місяці тому
Buy Now, Pay later: Over-extending consumers or helping to make ends meet?
Discussing Crucial Financial Fixes & Overcoming Economic Divides
Переглядів 382 місяці тому
Discussing Crucial Financial Fixes & Overcoming Economic Divides
Resolving Debt: The Achieve Resolution Experience
Переглядів 362 місяці тому
Resolving Debt: The Achieve Resolution Experience
Decoding the US FICO Score Drop & Troubling Consumer Debt | Inside Achieve Insights
Переглядів 783 місяці тому
Decoding the US FICO Score Drop & Troubling Consumer Debt | Inside Achieve Insights
Empower Her Money | Inside Achieve Insights
Переглядів 63 місяці тому
Empower Her Money | Inside Achieve Insights
How an Achieve home equity loan works
Переглядів 1403 місяці тому
How an Achieve home equity loan works
How an Achieve acceleration loan works
Переглядів 3183 місяці тому
How an Achieve acceleration loan works
Black Voices & Debt | Inside Achieve Insights
Переглядів 63 місяці тому
Black Voices & Debt | Inside Achieve Insights
Holiday Spending and Consumer Debt | Inside Achieve Insights
Переглядів 74 місяці тому
Holiday Spending and Consumer Debt | Inside Achieve Insights
How debt resolution gave Melissa more time back for her family
Переглядів 1399 місяців тому
How debt resolution gave Melissa more time back for her family
How debt consolidation healed Tamara's finances
Переглядів 919 місяців тому
How debt consolidation healed Tamara's finances
How Wanda reduced her debt and ultimately her stress
Переглядів 5689 місяців тому
How Wanda reduced her debt and ultimately her stress
Go Behind the Scenes of the Achieve Culture with Gus Lee
Переглядів 150Рік тому
Go Behind the Scenes of the Achieve Culture with Gus Lee
Here's why Achieve Culture is Made with a Heart of Gold
Переглядів 75Рік тому
Here's why Achieve Culture is Made with a Heart of Gold
Member Services: Where You Get to Change Lives
Переглядів 125Рік тому
Member Services: Where You Get to Change Lives
Welcome to Achieve. A Brand Moving You Financially Forward
Переглядів 326Рік тому
Welcome to Achieve. A Brand Moving You Financially Forward
kya chutiagiri tha yeh no sense of this vedio
That’s a beautiful definition
SO CUTE❤️✌️
<3
Instead of paying the 10k go to France for vacation hide your passport and get an appointment with a dentist clinic and fix yojr teeth for free. Also you can fix them cheap in Hungary while having a top tier vacation in the nicest hotels.
Uh first ig
I am st 739.
hospital debt can be paid down in very small increments. There is no reason to get rid of your emergency fund to pay it off all at once. Debt shaming is a silly statement, and if you want to call that fine. You should give people you love crap about spending their money incorrectly and trying to get them in line with biblical principles like Dave teaches. If somebody says something you don’t like you can’t let bother you hopefully because you’re an adult. Nothing anybody says to me can hurt my feelings unless I let it. I get it not everybody has the same advantages or makes great decisions all the time. It is possible to become debt-free and it is possible to move out of a position that you’re not happy with by making better choices. And those choices aren’t easy and people don’t always want to face them but that’s the only way you’re gonna change your financial future. If you want something you've never had You must be willing to do something you've never done. Thomas Jefferson
Velocity banking works even better 👌
❤1like😢
Thanks for watching!
My grandma truly deserved this blessing!!!
A really smart way to save is eating a two week old unrefrigerated pie. funny🤣👍
😆
And for the rest of the world we have Google define:finance freedom
😅
Gen Z here. We were told to get an education be it blue collar or college, and work hard and keep your nose to the grindstone. In reality we’re barely able to make ends meet and with all the once in a lifetime events (covid, 9/11, 2008 crash, etc.) we’ve lived through we only expect things to get worse. This is all to say retirement is a joke to us. We expect to see the death of the planet before the opportunity to retire. 🌎🔥 ☠️🎉
Gen X - Wrong. retirement? Ha!
It’s tough out there, but some GenXers are still on track to retire, even if it means working into their 70s. 😔
Millennial/z cusp. My retirement plan is wait for the economy to crash and the usd to become worthless
😮 then what?
Nice
Great video
Wow a lot of words did you have to stop the video to tack a breath 😂
😂
Correct me if I'm wrong. I am to the undetstanding that it's illegal for businesses and banks to charge intrest on unpaid intrest and fees. On supposition that is true, shouldn't everyone benefit from accurate accounting practices? Or how about requiring 50% of all loan payments be applied to principal with intrest being recalculated after each payment.
We can't speak to the details of student loan interest charges, but it seems like some changes are needed to the system to keep students from drowning in their debt.
Sounds like she's living above her means. Typical
Yup, that's what you agreed to when you got the loan......so stop your crying! Keep electing democrats!
shouldnt have taken that loan then
You mean the predatory loan system that makes it possible for a 17 year old to put themselves $100,000 in debt? Did you know student loans are one of the easiest loans to get?
Great point, thank you for your comment. 18-year-olds would need to have strong financial literacy skills to really understand what they are signing up for. Mistakes happen.
If you were to say that the months are 4 weeks long then it’d be multiplied by 13 not by 12 because there’s 52 weeks in a year plus a day (2 on leap years) 52/4=13 on the dot
Simply quit paying those folks. They were done being trusted three years ago and now it's tangible information. Put a bank in between you and stay chained to it all forever.
Medical debt is frustrating, but it can affect your credit. Luckily we could help you tackle it. 😊
@@Achievecom the thing is, medical debt is not a scam I'll buy into. Medicine, something that is only needed when things are not right with the human body/mind/soul, should be ABSOLUTELY free all over the world. Period. And it is!
Gen x is my opinion of wealth
My wealth comes fro God. My wealth comes with a kingdom and peace. This world will end and none of this will save, only He.
Get a job
@@Craft-wq1es💀
@@Craft-wq1esKO
If that was capital one, that late fee would hv been applied much sooner than that.
😤 Late fees are so frustrating.
Happy Father’s Day!
You are way off from the truth...dreamer
What's your idea of wealth?
Well I'm 28 and I want my dream car and house I would love to become a millionaire but gotta wait and see
Those are all great goals! It's what is important to you that matters.
Kinda true.
You forgot gen z lazy ass holes can't handle a 40 hr work week and mentally ill
That’s coming from people who paid $1,500 a semester on tuition then graduated an bought a house for $40k. All while working part time and paid for tuition in cash.
That our family of 5 would already own a home if we just stopped “wasting money and going out”, we only went on a date a year to celebrate our anniversary ( we’re talking Denny’s level date) then my husband had lost his job and I had become a SAH mom to care for our special needs kids YEARS prior…. Being told that “ you can find a great house for under $60,000” hurt so bad my parents finally came house hunting with me and realized that was no longer true…. But other members still try to BS us.
THIS. This is such a perfect example of debt shaming. We're so sorry that you had to deal with that, you are doing the absolute best you can and hey, we all deserve to enjoy life a little. Have that anniversary dinner! It's people's perception that needs to change. 🙌 💯
Lol debt shamed grow up holy shit.
This is how we pay back those stimulus checks and trillions of dollars our government gave away. The worst part,…. this was all done on purpose. All planned in advance. WEF, CDC, Clouse Swaub, Bill Gates, George Soros, Fauci, big pharma. The evil that runs this world.
Thank the Brandon Mafia. It's only going to get worse......
😮😅
More context is definitely needed. She may not need to cut it out but if bills are tight I would say she could certainly cut out just coffee shops and the work cafeteria and that would provide quite a bit of relief and still allow for fun with friends. Obviously there is more to be cut but I’m not against having some fun built in to a budget although me personally would maybe choose between drinks with friends or brunch which could potentially cut the fun spending in half :)
All great suggestions! And noted on the context. We’ll include more in our next video ☺️
Depends on the rest of the financial situation. If you're putting money into savings and increasing your buffer in checking, then no. But if you're not making ground financially or, worse, falling behind or living paycheck-to-paycheck; then I'd start suggesting cutting out any eating out. An extra $50 in groceries could probably allow all the rest to be cut out. It's a matter of the whole pie, not just one piece
So true, more context is needed to truly understand what’s best for her budget. Cutting down the eating out is a great suggestion. 👏👏👏
Dont spend money on coffee, bring your own lunch, and spend money just for yourself and let your friends pay for themselves.
Time to start packing lunches and making coffee at home! Great suggestions 👏 thank you!
Go follow Caleb Hammer
What does that mean
Okay, but as someone who grew up with a realtor for a mother who convinced me to buy a house at 26 (start of covid) depending on where you live, it's still possible with your current finances. You can get your first house in the US with a 3% downpayment. For a $300,000 house that's $9K, you'll probably want closer to $12K for fees and such and to have your realtor negotiate for the seller to cover some of the closing costs. You wouldn't want to go above a $300K house if your rent is $1.7K, anyway. Since ideally your mortgage should stay close to what your rent is. Drop your subscriptions and shave off the $100 from your grocery bills that goes to eating out and you'll have $500/month in savings. That's $12K in two years. Now, granted, depending on where you live you may not be able to find a house for $300K. In that case then savings would never help and your only chance of ownership is moving, getting a higher paying job, or going in on it with someone else. A spouse, a family member, a friend interested in a buisness partnership, etc. That being said, there are a lot of places where you can get a small space for $300K it just might not be up to certain standards. If that's true then I'd talk to am experienced agent they can tell you if they think its worth the cost. After all, you gain nothing from paying rent, but you gain equity from paying a mortgage. Just find it interesting that you'd put away $400/month for retirement but not a house. 30 years from now having a paid off house would be a great boone as a retiree.
Why that slurping in the beginning 🥴
Noted 😂
She's slurping your dad